Anti Money-laundering Policy
The site accessible electronically at the URL misterbricol.com is the property of Argix sp. z o.o, whose registered office is located by the following address: Aleje Jerozolimskie str., 85/21 WARSZAWA 02-001 Poland. The company Argix sp. z o.o is recorded in the Trade Register in Poland, under the incorporation number REGON 368131932, the company director is Kylko Vitalii.
Company contact details Argix sp. z o.o are:
Main Institution Address: Aleje Jerozolimskie str., 85/21 WARSZAWA 02-001 Poland
Email address: firstname.lastname@example.org
The Site Builder is: Argix sp. z o.o
The Publishing Manager is: Argix sp. z o.o
Contact the person responsible for the publication: email@example.com
The person responsible for the publication is a legal person:
The Webmaster is: Argix sp. z o.o
Contact the Webmaster: firstname.lastname@example.org
This document describes Argix sp. z o.o policy and measures for the detection and prevention of anti-money laundering or terrorism financing activity (hereinafter AML) within the products and services offered by Argix sp. z o.o to its customers. Used Argix sp. z o.o methods and approaches based on the Financial Action Task Force (hereinafter FATF) and Bank Secrecy Act (hereinafter BSA) guidance and recommendations.
Argix sp. z o.o registered in the Poland, which is a member country of the FATF and the European Union (hereinafter EU) and obliged to comply with laws and rules intended to implement the AML policies of FATF and EU. The goal of these laws is the detection and prevention of money laundering and potential terrorist financing.
Therefore, the goals of Argix sp. z o.o is implementation AML procedures and compliance with the FATF recommendations and Poland AML regulations.
This information is provided for information purposes only and is without legal recourse to Argix sp. z o.o or any of company subsidiaries, officers or agents.
With regarding FATF recommendations all procedures based on the risk-based approach. For AML compliance Argix sp. z o.o implement next procedures:
• Regular management and employee training;
• Know Your Client (KYC) Policy and Customer Due Diligence;
• Customer activity monitoring;
• Record keeping;
AML Employee Training
AML training is intended to familiarize employees with the process of money laundering — the criminal business used to disguise the true origin and ownership of illegal bills, the laws that make it a crime and approaches to investigate the suspected activity.
Know Your Customer And Due Diligence
Before start providing services and products Argix sp. z o.o ensures evidence is produced or such other measures that will produce satisfactory evidence of the identity of any customer. For this, during the process of payment, each client provides personal information, specifically: full name; complete address (city and country), phone number, city code, email.
Customer Activity Monitoring
Argix sp. z o.o provide regular monitoring of the activity of every client to identify and prevent any suspicious transactions. This monitoring provides for identification inconsistent and untypical transactions usual client's transaction history known from previous client activity monitoring.
Risk-Based Approach In Argix sp. z o.o Procedures
Identification of the AML risks of customers and transactions allow Argix sp. z o.o to determine and implement proportionate measures to control and mitigate these risks. Used risk criteria are the following: countries risk, customer’s risk. Argix sp. z o.o identify clients who reside in countries having inadequate AML standards or that may represent a high risk for crime and corruption in accordance with FATF recommendations. Customers that have high risk are public and politically exposed persons, members of their families and relatives.
Argix sp. z o.o can save records of all documents and/or information obtained for the purpose of customer identification (KYC policy requirements). Argix sp. z o.o reserve the right record keeping for a minimum of 5 years. FATF or other AML regulator can increase the period of the record keeping.
In the investigation suspected activity Argix sp. z o.o reserve, the right provide the customer information of the law-enforcement agency and organizations responsible for controls AML laws.
Last update: 06.09.2018